This policy explains how Direct & Optimal Capital Solutions (“we,” “us”) collects, uses and shares information when you visit docsadvance.com or submit an inquiry or application through it.
1.Information We Collect
a. Personal and business information
When you use a form on this website, you give us details such as your name, company name, email address and phone number. If you choose to provide them, you may also share your annual revenue, the amount you are seeking, your years in business, a credit score range and the types of collateral available. If you call us, we may keep notes of the conversation.
b. Financial information
The forms on this website ask only for the summary details listed above. We do not ask for account numbers, card numbers or Social Security numbers through this website, and we ask that you do not send them through it. If more documentation is needed to evaluate a request, a specialist will explain how to provide it securely.
c. Usage information
Like most websites, our hosting and security providers receive technical data when you visit, such as your IP address, browser and device type, the pages requested, and the date and time. This site also loads fonts from Google, which means your browser contacts Google's servers when a page loads.
d. Cookies and similar technologies
We do not use advertising or cross-site tracking cookies. Our hosting and security provider may set cookies or similar technologies that are needed to keep the website secure and working. You can block or delete cookies in your browser settings, though some features may not work as expected.
2.How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and applications.
- Evaluate your situation and identify financing and service options that may fit.
- Contact you by phone or email about your request.
- Send news and updates, if you signed up to receive them.
- Operate, secure and improve this website.
- Comply with our obligations under the law and help prevent fraud.
4.Data Security
We use reasonable administrative and technical safeguards to protect your information, including an encrypted (HTTPS) connection to this website and limited access to the information you submit. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
5.Your Rights and Choices
- Access and correction: You can ask what information we hold about you and ask us to correct it.
- Deletion: You can ask us to delete your information. We may keep some information where needed to meet record-keeping, accounting or contractual obligations.
- Marketing: You can opt out of news and updates at any time by following the instructions in the message or by contacting us.
- Cookies: You can manage cookies through your browser settings.
Depending on where you live, you may have additional rights under state law. To make a request, contact us using the details in section 9 and we will respond as required by applicable law.
6.Children's Privacy
This website is not intended for anyone under 18, and we do not knowingly collect information from minors. If we learn that we have received information from someone under 18, we will delete it.
7.International Transfers of Data
We operate in the United States, and your information is processed there. Some of our service providers may process information in other countries, subject to their own safeguards.
8.Updates to This Privacy Policy
We may update this policy from time to time. When we do, we will post the revised version on this page and update the effective date above.
9.Contact Us
Direct & Optimal Capital Solutions
Phone: (302) 205-5373
You can also reach us through the Apply page.